What Insurance Does Oak Street Health Accept – A Complete Guide!

Oak Street Health is a primary care provider that focuses on delivering personalized, high-quality healthcare to older adults—especially those on Medicare. With a mission to rebuild healthcare as it should be, Oak Street Health offers accessible, compassionate, and preventive care through its growing network of clinics across the United States.

If you’re considering becoming a patient, one of the first questions you might have is: “What insurance does Oak Street Health accept?” This guide covers everything you need to know about insurance options, coverage types, and how to get started.

Accepted Insurance Plans at Oak Street Health

Oak Street Health is known for working with a wide range of insurance providers, primarily focusing on Medicare and Medicare Advantage plans. Here’s a breakdown of the types of insurance most commonly accepted:

1. Medicare

Oak Street Health accepts traditional Medicare (Parts A and B). If you’re enrolled in Original Medicare, you can typically receive care from Oak Street Health clinics.

2. Medicare Advantage Plans

Oak Street Health works with many major Medicare Advantage (Part C) providers. These plans are offered by private insurance companies and often include extra benefits like vision, dental, and prescription coverage.

Some of the commonly accepted Medicare Advantage providers include:

• Humana
  
• Aetna
  
• WellCare
  
• UnitedHealthcare
  
• Cigna
  
• Anthem Blue Cross Blue Shield
  
• Devoted Health
  
• Molina Healthcare
  

Note: Availability may vary by state or clinic location.

3. Medicaid (in certain locations)

In select states and under certain Medicare-Medicaid dual-eligible plans, Oak Street Health may also accept Medicaid or dual plans. These are designed for individuals who qualify for both Medicare and Medicaid benefits.

How to Check If Your Insurance Is Accepted

While Oak Street Health accepts a wide range of plans, it’s important to verify if your specific plan is accepted at your local clinic. Here’s how you can check:

• Visit the Official Website: Oak Street Health has a “Check Insurance” tool where you can enter your ZIP code and see accepted plans.
  
• Call Customer Support: The team at Oak Street Health can walk you through your eligibility and benefits.
  
• Schedule a Free Consultation: Many clinics offer free welcome visits where insurance options are reviewed in detail.
  

Why Oak Street Health Focuses on Medicare

Oak Street Health specializes in senior care, and as such, the majority of its patients are 65 years or older, making Medicare a natural fit. The clinic’s preventive care model, coordinated care teams, and in-clinic services are all tailored to meet the unique needs of older adults.

They also help patients understand their insurance coverage, choose the right Medicare Advantage plan, and avoid unnecessary hospital visits.

What If You Don’t Have Insurance?

If you don’t currently have insurance, Oak Street Health may be able to help you find coverage that fits your needs. They often partner with licensed insurance agents who can assist with:

• Medicare enrollment
  
• Switching Medicare Advantage plans
  
• Applying for Medicaid or financial assistance programs
  

FAQ’s

1. What types of insurance does Oak Street Health accept?

Oak Street Health primarily accepts Medicare and Medicare Advantage plans from many major providers. In some locations, they may also accept dual-eligible Medicare-Medicaid plans.

2. Does Oak Street Health accept Original Medicare?

Yes, Oak Street Health accepts Original Medicare (Parts A & B) at all of its clinic locations, making it a great choice for seniors looking for primary care.

3. Which Medicare Advantage plans are accepted by Oak Street Health?

Oak Street Health accepts Medicare Advantage plans from leading providers like Humana, Aetna, Cigna, UnitedHealthcare, WellCare, Devoted Health, Anthem Blue Cross Blue Shield, and more. Plan acceptance may vary by location.

4. Does Oak Street Health accept Medicaid?

Oak Street Health may accept Medicaid or dual-eligible plans in select states. It’s best to contact your local clinic to confirm if your Medicaid coverage is accepted.

5. Can Oak Street Health help me choose a Medicare plan?

Yes, Oak Street Health often partners with licensed insurance agents who can help patients find and enroll in a Medicare Advantage plan that fits their needs and budget.

6. What if I don’t currently have insurance?

If you don’t have insurance, Oak Street Health may help you explore available coverage options, including Medicare enrollment and financial assistance programs.

7. How do I find out if my specific plan is accepted?

You can check accepted insurance plans by using the “Check Insurance” tool on Oak Street Health’s website, calling your local clinic, or speaking with a representative during a free consultation.

8. Is Oak Street Health available in all states?

Oak Street Health operates in multiple states across the U.S., but availability and accepted insurance providers can vary by location. It’s best to search by ZIP code on their site to find the nearest clinic and accepted plans.

Conclusion

So, what insurance does Oak Street Health accept? Primarily, they accept Medicare and Medicare Advantage plans from top insurance providers like Humana, Aetna, UnitedHealthcare, and more. Depending on the location, some clinics may also accept dual-eligible Medicare-Medicaid plans.

To be sure, it’s always a good idea to check with your local Oak Street Health clinic or visit their official website for the most accurate and up-to-date information.